ZIP home

- Annie J. Pahayahay
- NMLS 674837
- 808-389-5468
- annie.pahayahay@cpb.bank
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
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An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
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Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
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An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
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Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
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You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Mortgage Payment (P&I)
- $0(100%)
- Property Tax
- $0(0%)
- HOA Dues
- $0(0%)
- Homeowners Insurance
- $0(0%)
- Mortgage Insurance
- $0(0%)
- Total Monthly Payment
- $0
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With a financial background of 40 years, Annie enjoys helping people buy their dream home or save money through refinancing. As a first-time home buyer testifies: “Annie helped us every step of the way. She was very patient and responded in a timely manner to any concerns we had. We appreciate her so much for helping us get the place we worked hard for and pictured our family in.”
Annie was in the Wells Fargo President’s Club, a recognition based on exceeding sales goals and providing outstanding customer service. She also speaks Tagalog and understands Visayan.